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Why the Medicare Supplement Plan F High Deductible is one of the most attractive Medigap plans in Florida. Learn more at https://medigapseminars.org. If you are turning 65 or if you already have a Medigap plan, you should get a quote for Plan F high deductible and compare. In fact, in a informal survey of insurance professionals in Florida, Plan F-HD was voted the plan they would most likely buy for themselves. But many don't show this plan to clients because the commission is too low!